Protect Your Projects with Confidence
Comprehensive Coverage for Construction Sites and Workforce Safety
The Safety Net for Your Construction Projects
Comprehensive Coverage
Protects against damage to property and materials during the construction process.
Worker Protection
Safeguards your workforce against accidents, injuries, and fatalities on-site.
Third-Party Liability
Provides coverage for any third-party injuries or damages caused by your project.
Why We’re the Best in Protection
Expertise
With deep knowledge of the construction industry, we understand the specific risks and needs of your projects.
Tailored Solutions
We customize our coverage to fit the size and scope of your project, ensuring optimal protection.
Fast Claims Processing
Our team is committed to fast and efficient claims processing, so you can stay focused on your project.
Affordable Pricing
We offer competitive rates without compromising on the quality of coverage, keeping your budget in check.
Simple, Seamless, and Secure
1.
Get in Touch
Reach out to our team to discuss your project’s needs.
2.
Customization
We’ll craft a plan that perfectly aligns with your construction’s scale and risks.
3.
Coverage Activation
Once approved, your coverage begins immediately, ensuring protection from day one.
4.
Ongoing Support
Enjoy continuous support and assistance, whether it’s for claims or policy adjustments.
Contractor All Risk
This policy is designed to meet the insurance requirements imposed on contractors under the terms of the contract. This policy covers the course of work in connection with the contract, temporary works, materials, machinery equipment used on the construction site and liabilities arising during the execution of the contract. With an additional premium, the policy cover can be extended to include construction plant and equipment, debris removal,
professional fees and property located at the principal premises.
- Section 1 – Material Damage It covers almost all items for any possible physical loss or damage (except as stated in the policy exclusions) to the work/property/goods insured, during the period of insurance
- Section 2 – Third Party Liability This section takes into account third party liability which is indirectly legally payable as a result of the damage where we are required to pay according to law compensation resulting from: (i) Accidental bodily injury and pain to a third party (ii) Loss or damage to property belonging to a third party. The period of coverage is in line with the agreement period which is stated in the Award Letter.
The amount of premium you have to pay varies depending on the risk exposure and our underwriting requirements:
Workmens Compensation
- Workmen’s Compensation Act 1952 and subsequent amendments to the Act or
- Common Law. The standard Common Law limit is RM1,000,000 per accident and in the aggregate.
The period of cover is for one year (except project risks). You are required to renew your insurance policy annually.
You will be liable for:
- Personal negligence
- Failure to provide a safe workplace and system of work
- Failure to exercise reasonable care in employing skilled workers
- Failure to provide suitable machinery and ensure that it is in good working order